Terms & Conditions for Using the Private Banking AI Agent

By accessing and using this AI Agent (“the Tool”), you agree to the following terms and conditions:

1. Purpose of Use

  • The Tool is provided as a training and reference aid.

  • It is intended to support learning, reflection, and professional development.

  • It is not a substitute for professional judgment, compliance requirements, or guidance from your organization’s leadership.

2. Confidentiality & Data Handling

  • Do not enter, upload, or share any client names, personal information, account details, or confidential data into the Tool.

  • Interactions must be limited to hypothetical examples or anonymized references.

  • Users must comply with applicable data protection regulations (e.g., GDPR, FADP, or equivalent local laws).

  • Any breach of this condition may constitute a violation of confidentiality and internal obligations.

3. Compliance & Oversight

  • You remain fully responsible for ensuring your use of the Tool complies with all laws, regulations, and internal policies.

  • If in doubt about how to apply outputs from the Tool, consult your line manager, Compliance, or another designated authority before acting.

  • The Tool may suggest approaches, but final decisions must always be validated against internal standards.

4. No Advice or Liability

  • The Tool does not provide financial, legal, or compliance advice.

  • Neither the Tool nor its providers accept liability for actions taken or not taken based on its outputs.

  • You remain solely responsible for applying your professional judgment and obtaining necessary approvals.

5. Appropriate Use

  • The Tool should only be used for professional development, training, or informational purposes.

  • Misuse of the Tool — including entering restricted information or attempting to use it outside its intended purpose — may result in disciplinary or other action.

6. Acknowledgement

By proceeding, you confirm that:

  • You understand the Tool’s limitations.

  • You will not share client-specific data.

  • You will respect confidentiality, data protection regulations, and internal requirements.

  • You will seek appropriate guidance whenever uncertainty arises.